Buy Now, Pay Later

Take your jewelry home today and split your purchase into smaller payments over time with Klarna and Affirm.

Learn about KlarnaLearn about Affirm

How it Works

  • 1. Ask at checkout

    Tell your salesperson you’d like to use Buy Now, Pay Later. We’ll text you a secure link.

  • 2. Apply on your phone

    Open the link, choose Klarna or Affirm, and see your options in just a few taps.

  • 3. Take it home today!

    Pick your plan, complete the setup, and take your jewelry home today.

Quick Facts

  • Available on most in-stock merchandise purchases over $50
  • Fast approval (often under a minute)
  • Automatic payments from your card or bank
  • Many plans offer Pay in 4 with no interest when paid on time
  • Everything is done privately on your own phone
  • BNPL is available for in-stock jewelry only (not available for special orders, repairs, or custom design)

Questions we hear a lot

Will this affect my credit?

It depends on the provider and plan. Klarna and Affirm will clearly show you if they’re running a soft or hard credit check before you agree.

Is there interest?

Short-term plans (like Pay in 4) can be no-interest when paid on time. Longer-term plans may include interest—your exact terms will show before you confirm anything.

What can I use BNPL for?

Most jewelry purchases, including engagement rings, wedding bands, gifts, studs, bracelets, and more. Ask us if you’re not sure!

Can I pay it off early?

In most cases, yes—you can usually pay down or pay off your balance directly through Klarna or Affirm.